Pinot Noir Mom · Real Estate Tools
DSCR
Calculator
Find out if your rental property covers its mortgage — and how strong your loan looks to a lender.
Property Income
Monthly Rental Income
$
Gross monthly rent from tenants
Vacancy Allowance
%
Typical: 5–8% for Philly area
Monthly Expenses
Monthly Mortgage (P&I)
$
Monthly Property Tax
$
Monthly Insurance
$
HOA / Other Fees
$
Calculate My DSCR →
Results
Your DSCR Ratio
0.00
calculating...
0.0
0.8
1.0
1.25
1.5+