Investment Tool

DSCR Loan Qualifier

See if your rental property qualifies for a DSCR loan — no personal income required.

Rental Income

$
$

Loan Details

$
%
%

Results

Monthly NOI

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Debt Service

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DSCR Ratio

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0.0 0.5 1.0 1.25 ✦ 2.0+

Enter your numbers above

We'll calculate your DSCR and tell you if this deal qualifies for a DSCR loan.

What is DSCR? Debt Service Coverage Ratio = monthly rental income ÷ monthly mortgage payment. Most DSCR lenders require 1.25 or higher. Your personal income is not considered — the property qualifies on its own cash flow.