BRRRR Calculator | pinotnoirmom.com

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Buy

Purchase Price

Closing Costs

Private Lender Rate

Typical: 8–12%

Private Loan Term (months)

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Rehab

Rehab Cost

After Repair Value (ARV)

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Rent

Monthly Rent

Monthly Expenses

Tax, insurance, maintenance

Vacancy Rate

Property Management

0% if self-managed

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Refinance

Refinance LTV

75%

Most banks: 70–75%

Refinance Rate

6.5%

Loan Term (years)

Refinance Closing Costs

Full Breakdown

Total cash in (purchase + rehab + closing) $163,000

Refinance loan amount $165,000

Cash back after refinance $2,000

Monthly mortgage payment $1,043

Monthly expenses + vacancy $375

Monthly Cash Flow $82

Your Results

Monthly Cash Flow

$82

Positive cash flow — good sign.

Total Cash In $163,000

Refinance Loan $165,000

Cash Back +$2,000

Monthly Mortgage $1,043

Cash Left In Deal $0

Cash-on-Cash ROI ∞

Private Lender Interest $16,000

✅ Strong BRRRR deal

For estimation only. Consult a licensed real estate professional before making investment decisions.