Free Calculators

Make smarter
real estate decisions

Free tools built for Philadelphia investors, buyers, and homeowners. No signup needed โ€” just honest numbers.

Philadelphia Programs

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Philadelphia Grants Calculator

Find out which Philadelphia city grants and programs you qualify for โ€” and how much money you could receive.

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Sheriff Sale Bid Calculator

Figure out your max bid at a Philadelphia sheriff sale โ€” before you walk in the room.

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Philadelphia House Hacking Calculator

See how much rental income from a Philly multi-unit could offset your mortgage payment.

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Philadelphia Rent vs Buy Calculator

Run the real numbers for Philadelphia โ€” when does buying actually beat renting in this market?

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Philadelphia Deal Finder

Find undervalued properties in Philadelphia neighborhoods before everyone else does.

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Philadelphia Homebuyer Assistance Calculator

Find out how much grant money you qualify for โ€” up to $35,000 in combined Philadelphia first-time homebuyer assistance.

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Investing & Flipping

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ARV Calculator

Estimate the After Repair Value of a property and know your max offer price before you make a move.

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Rezoning ROI Calculator

Model the return on investment before pursuing a rezoning. See if the upside justifies the time and legal cost.

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New Construction ROI

Run the numbers on a ground-up build. Factor in land, hard costs, soft costs, and your target profit margin.

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Rental Property ROI Calculator

Calculate your cash-on-cash return, cap rate, and total ROI before committing to a rental property.

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BRRRR Calculator

Model your Buy, Rehab, Rent, Refinance, Repeat deal from start to finish โ€” see if the numbers stack up.

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Am I Ready for My First Flip?

Honest quiz to help you figure out if you're truly ready to take on your first flip โ€” before you risk your money.

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Philly Flip Profit Calculator

Know your real profit before you buy. Every cost included โ€” purchase, rehab, holding, transfer tax, commission.

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Pre-Build Cost Estimator

Calculate every dollar you'll spend before a single brick is laid โ€” demo, design, permits, city fees, and more.

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The $100K Play Calculator

TikTok says you can make $100K+ building on vacant land. Let's see what the numbers actually look like โ€” every cost included.

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Debt-Free Cash Flow Calculator

Model the Partial Sale Strategy โ€” sell just enough to pay off all debt, then keep the rest for perpetual mortgage-free income.

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Teardown vs. Vacant Lot

See which acquisition strategy actually saves you money โ€” after demo costs, carrying costs, and timeline differences are factored in.

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Multi-Unit Cash Flow Calculator

Add every unit on your property โ€” rooms, ADUs, garage conversions โ€” and see your real monthly cash flow.

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Flip Due Diligence Checklist

Check off every issue you spot on a walkthrough. Costs add up automatically so you know your rehab number before you leave the driveway.

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Philadelphia Comps Analyzer

Enter up to 5 recent comparable sales to calculate your ARV, price per square foot, and maximum offer price using the 70% rule.

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Land Potential Analyzer

Evaluate a vacant lot or land parcel โ€” see what you could build, what it's worth, and whether the numbers make sense before you buy.

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TikTok Deal Reality Check

Those viral real estate deals look amazing on TikTok. Run the actual numbers and see what the profit really looks like after every cost is factored in.

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Blueprint Simulator

Visualize your floor plan layout and simulate different room configurations before you commit to a rehab or new construction project.

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Survey & Timeline Tracker

Map out every milestone in your project timeline โ€” from offer to close to certificate of occupancy โ€” so nothing falls through the cracks.

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Real Estate Deal Type Classifier

Not sure what kind of deal you're looking at? Answer a few questions and find out whether it's a flip, BRRRR, buy-and-hold, or something else โ€” and what return to expect.

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Rental Property Analyzer

Full cap rate and cash flow analysis for any rental property. Enter your numbers and see exactly what this deal is worth as a long-term hold.

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Neighbor & Zoning Objection Risk Checker

One neighbor at a zoning hearing can stop your entire project. Answer 18 questions and find out your objection risk level before it's too late.

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Sell vs. Keep Calculator

Should you sell your rental property or keep it? Run the actual numbers โ€” net proceeds, cash flow, equity, and a year-by-year comparison โ€” before you decide.

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Financing

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Hard Money Loan Calculator

See your real borrowing costs on a hard money loan โ€” points, interest, fees, and total out-of-pocket.

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Mortgage Affordability Calculator

Find out how much house you can actually afford based on your income, debts, and down payment.

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Home Equity Calculator

Know exactly how much equity you have in your home and how much you could borrow against it.

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Credit Card Rewards for Renovation

Calculate how many points or cash back you could earn by putting your renovation expenses on the right card.

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DSCR Loan Qualifier

See if your rental property qualifies for a DSCR loan โ€” no personal income required. Enter rent and loan details to get your ratio instantly.

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DSCR Calculator

Calculate your Debt Service Coverage Ratio โ€” see if your rental income covers the mortgage, how much cash flow you're generating, and how lenders will view your deal.

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Cash-Out Refinance Calculator

Run your BRRRR refi numbers before you commit. See your cash-out amount, rehab savings, and what each partner walks away with โ€” while still owning the property.

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1031 Exchange Calculator

Figure out how much tax you can defer with a 1031 exchange โ€” and what your replacement property needs to look like to qualify.

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Mortgage Calculator

Calculate your monthly mortgage payment, total interest paid, and full amortization schedule for any loan amount and term.

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